One of Veteran Administrations Best-Kept Secrets
One of the Veteran Administration's best-kept secrets and an excellent source of funds for long-term care (either at home or in an assisted living facility) are benefits for non-service connected disabilities. Most VA benefits are based on wartime injuries but another benefit, called "Aid and Attendance" ("A&A") is for individuals who are disabled due to Arthritis, Alzheimer's or other ailments of aging.
"A&A" is available to veterans or surviving spouses needing assistance to safely bathe, dress, prepare meals, etc. Benefits for 2008 are:
Housebound, one dependent $1, 427.00
"A&A," one dependent 1, 843.00
Housebound, no dependents 1, 139.00
"A&A," no dependents 1, 554.00
Death Benefit w/ household allowance 764.00
Death Benefit w/ "A&A" 999.00
Applicants need only show that they are in need of regular help. Someone who's 65, housebound or in assisted living is presumed by the VA to need A&A.
This program has income and asset limits but certain expenses can reduce income to a level that may qualify applicants. Specifically, un-reimbursed medical expenses can reduce income, as can the costs of assisted or independent living facilities.
To find out more, seek the involvement of a Veteran's Service Officer, or an experienced elder law attorney who can provide the appropriate pre-filing consultations to determine the best steps to take for asset preservation, before applying, and the coordination of future Medicaid benefits. Request your FREE "Consumers Guide to Veteran Benefits for the Veteran and their Widow" http://www.texaselderlawattorney.com/
